ALESSANDRO MARIA DECIO was born on January 10, 1966 in Milan. In 1989 he graduated in Economics at Bocconi University in Milan, and he later obtained a Master at the Institut Européen d’Administration des Affaires (INSEAD) in Fontainebleau (France).

He started his career in 1990 in London, first with IMI Capital Markets and then with Morgan Stanley. In 1992 he moved to McKinsey & Co. in Milan, where he worked until his return to London as Director of the European Bank for Reconstruction & Development (EBRD), a position he held until 2000.

He joined UniCredit in June 2000 within the Unit Strategy, Planning and Control,and, in August 2001, he assumed the responsibility of the Unit Planning and Bid of Foreign Banks . In 2002 he was appointed Chief Operating Officer of Zagrebacka Banka in Croatia, and in 2003 he became Chief Operating Officer of Bulbank (Bulgaria) with responsibility also on the internal audit functions.
Between 2005 and 2007, he was German Region Integration Officer, managing the integration of the business in Germany as a result of the merger of UniCredit Group and HVB AG.

From July 2007 to January 2011 he worked in Turkey as Chief Operating Officer of Yapi Kredi and held also the role of Deputy CEO of Koc Financial Services, with responsibility covering all control functions (including CRO , CFO and HR ) as well as the position of Chairman of the Credit Committee. In February 2011 he became Head of F & SME Division of the Group, a position he held until his appointment as Group CRO in August 2012.


Let me remind you that credit is the lifeblood of business, the lifeblood of prices and jobs.

Herbert Hoover […]


Good health is essential to social and economical development and it empowers all of the public sectors.

World Health Organization […]


Innovation is the specific instrument of entrepreneurship. The act that endows resources with a new capacity to create wealth.

Peter Drucker […]

Human Capital

Talent is a source from which water flows constantly renewed. But this source loses its value unless it is properly used.

Ludwig Wittgenstein […]