Asset Backed Securities: a better solution for Europe is a publication by Action Insitute which analyzes the situation in the European credit crunch.
Credit is vital to Eurozone firms. SMEs create 80% new jobs and fund 80-90% through bank loans. But banks are not lending: they cut over €600bn of loans to non-financial firms since the crisis, 12% of the initial stock and twice the size of the European high yield bond market. The credit crunch is worst in the periphery, where over a fifth of firms say lack of credit is their main problem…
InnovAction is a project which will investigate, through a series of round tables, three economic sectors: Digital, Tech/Clean Tech and Life Sciences. The objective of this series of round tables is to get insightful recommendations and suggestions from some of the most successful Italian entrepreneurs who already experienced the difficulties of their industries, on their way toward the success.
The proposal of Action Institute aimed at improving access to credit for Italian small and medium enterprises (SMEs). The proposal focuses on SMEs’ loan portfolios, which negatively affect bank balance sheets and are hardly refinanceable. The main purpose of the proposal is to create an investment vehicle, on the basis of the “Fondo di Garanzia” (Guarantee Fund). The vehicle would be capitalized with European structural funds (10 billion euros, approximately) and would serve as a guarantee for banks’ SME loan portfolios.
in an article published on Sole 24 Sanità, Action Institute welcomes positively the choice of Antitrust of incorporate, in the annual report for the Governament, the proposal of “Healthcare Roadmap 2030. Una proposta organica di riforma del Sistema Sanitario Nazionale“.
Let me remind you that credit is the lifeblood of business, the lifeblood of prices and jobs.
Good health is essential to social and economical development and it empowers all of the public sectors.
World Health Organization
Innovation is the specific instrument of entrepreneurship. The act that endows resources with a new capacity to create wealth.
Talent is a source from which water flows constantly renewed. But this source loses its value unless it is properly used.